Welcome to the Carnival of Financial Planning – Autumnal Equinox. This is the time of year that the hours of daylight equal the hours of night. The leaves will soon change in preparation for Winter. This time of year always makes me think of school. Let’s see if we can learn something from the Carnival posts.
BUDGETING AND ECONOMICS
Tushar @ Earn More and Save writes How to Make Money With Real Estate – There are several entrepreneurs who are in the business of making a living off of real estate. While earning money through real estate seems very attractive, a lot of hard work and risk is put into this business.
Michael Kitces @ Nerd’s Eye View writes Is A Reverse Mortgage Better Than Keeping A Traditional Amortizing Mortgage In Retirement? – Many retirees keep a mortgage in retirement, not wanted to liquidate a large portion of their portfolio to pay off the loan and risk being
Pauline @ Reach Financial Independence writes My path to financial independence – This is a guest post from Taynia, who is a CPA and founder of The Fiscal Flamingo talking about her path to financial independence
Thomas @ Finance Inspired writes Attention Students! Stretch Your Budget – Great ways for students to stretch their limited budgets
Thomas @ Mr. Moneyvator writes Locations Worth Investing In Real Estate in The UK – Investing in the UK? Here is where to do it…
Mr.CBB @ Canadian Budget Binder writes .How to kung fu your way out of money manipulation – If you don’t know how to say no or if you are too nice you might be the perfect candidate to become manipulated by kids and even adults when it comes to money.Learn how to protect yourself and ways to improve your self-confidence so you can take back control of your life and finances.
Emily @ Evolving Personal Finance writes Who Has Seen You Financially Nude? – I’m considering revealing the number we’ve so far kept close to the vest. How much do you tell people IRL or on your blog?
Oscar @ Money is the Root writes How to Claim your Retirement Saver’s Tax Credit – Many people who earn low to moderate income wages do not realize that the federal government has set up a plan that will help them to get tax credit on a 401(k) or IRA retirement plan.
Danielle @ Saving Without a Budget writes Is your 401(k) Plan Going to Be Enough? – The fact that many employers have matching programs that match the funds that a person puts into their 401(k) yearly is one of the big reasons that many people like them as well as the fact that the money deposited into 401(k) accounts is protected from taxes.
Lenny @ Best Money Saving Blog writes How to Lower Your Taxes in Retirement – Reaching retirement means that many of your once normal expenses will be gone. Things like the cost to commute to work, dry cleaning for your dress shirts or dresses as well as many other work-related expenses will no longer be on your monthly list of bills to pay. One thing that won’t go away however is your tax bill.
Bob @ Dwindling Debt writes Where Did All the Mutual Funds Go? – Here is an interesting and uncomfortable fact about the mutual fund industry; every year a substantial number of mutual funds fail entirely.
Katie @ IRA Basics writes Benefits of a Budget – Budget. It is a dreaded word, not one that instills ideas of grandeur and immense fun. It is also a word that is often neglected, an idea that most of us would rather not think about.
Marissa @ Finance Triggers writes Cheap Places To Travel This Fall – With summer winding to an end, there is no better time to take advantage of cheap travel rates. Hotels, airlines, and other players in the travel industry are feeling the post-Summer slump and are looking for ways to encourage travel. Here are a few venues to explore when looking for some extra savings on your fall travels.
Holly @ Club Thrifty writes Saying Goodbye To My Dream House – Even though we have the money, we cannot buy our dream house. Read more about the tragic details in this post.
Daniel @ Sweating The Big Stuff writes One Way Car Rentals Are Really Cheap – I rented a car from Boston to New York because it was significantly cheaper and more convenient than taking buses and shuttles to all the places I needed to go.
Matt Becker @ Mom and Dad Money writes Buying a Car: How to Negotiate With the Dealers – Check out my exact step-by-step process for negotiating a killer price on your next car. The best part: it can all be done through email!
Brian @ Luke1428 writes Plan Your Budget Around These 5 Expenses – Knowing how to allocate money to all your budget categories can be overwhelming. So for starters, begin your budget by looking at the Big Five expenses.
Bryce @ Save and Conquer writes Hanging With the Joneses – Many of us know the feelings of envy and jealousy when we encounter someone with more or better stuff than we have. That doesn’t mean we have to avoid friends just because they appear to be better off than us. The answer, of course, is don’t try to keep up with anyone else.
CAREER AND INCOME
Mike @ Personal Finance Journey writes Good financial reasons to volunteer your time – How volunteering your time can help your financial journey along in leaps and bounds. Do you volunteer anything?
SFB @ Simple Finance Blog writes How To Save Money On Back To School Supplies – Every parent who has a school-going child knows that shopping for back-to-school supplies is usually heavy on a budget, but that does not mean that you should break the bank.
AB @ Aspiring Blogger writes The Joys of Working from Home – Have you ever wondered what it’s like to have one of those “work from home” jobs? Well, I am a consultant and I often work from home. Join me to see what my life is like – the good and the bad!
Alexis @ FITnancials writes How to make extra cash – If you love to shop but don’t have the cash flow quite yet, this could be the perfect opportunity for you to visit your favorite boutiques and actually make money instead of spend it. Stores will often pay a small amount of money for you to pose as a customer and then report on how the staff treated customers. You can find these opportunities online or by enquiring with the store manager.
Dollar @ Easy Extra Dollar writes Earning Money Through Work From Home – The deal of this particular industry is just very easy, this is where the companies are going to hire an affiliate in order to encourage their target customers to buy their products. When you will be successful with your task, then you can receive a commission for a certain amount.
DEBT AND CREDIT
Jacob @ AllPersonalFinance writes Why Having A Good Credit Score Is Important In Today’s World – A credit score is a numerical summary of the financial history of an individual. These scores are now readily available to many companies. They are used to determine risk or credit worthiness without having to read an entire credit history. A poor credit score can have a significant impact on an individual.
Debt Guru @ Debt Free Blog writes Fact or Fiction: Truths About Your Credit Report – There are so many bogus falsehoods about a person’s credit report they’re like ants on a wet log. Read here to get the real story on your credit report.
Wayne @ Young Family Finance writes Easing the Pain of Student Loan Debt – With tuition prices getting higher, debts are hard to pay off. Here are some things you can do to ease the pressure of student loan payments.
Laurie @ Frugal Rules writes Paying Off Debt: Make the Hard Choices – When you’re actively paying off debt you can be often faced with decisions you’d rather not have to make. While it may be hard in the short term, the long term goal of having your debt paid off is much more important.
Amanda Grossman @ ReadyForZero Blog writes Pay Off Debt Faster by Lowering Your Budget for Each Spending Category – When you’re paying off debt, every dollar counts. This posts talks about how you can reduce spending in each category so you can boost your debt payoff strategy.
INVESTING AND SAVING
Lindy @ Minting Nickels writes Careers away from Higher Education: Uni’s not for Everyone – For many of our youth (and mature students alike), university isn’t the be all and end all when it comes to a successful future.
IMB @ Investing Money writes Investing in Health Care – Health care these days is hard to follow – especially as an investor. Read here for the latest information on health care and investing.
Daisy @ Suburban Finance writes Advantages of Suburban Living – There are many advantages to living in the suburbs instead of the city.
Tushar Mathur @ Everything Finance writes Time Is Money So Invest It Wisely – Time is money, so invest it wisely. Do this by creating time to better yourself whether through reading, exercise or spending time with those you love most.
Cat Alford @ Budget Blonde writes 5 Money Saving Tips for DIY and Design Projects – Want some money saving tips for DIY and design projects? Well, look no further than today’s post! I really miss doing DIY projects!
ETZ25 @ Entertainment Timez writes AIG Alert – Are Others Starting to Notice This Stock Too? – Is AIG starting to get noticed for the value that I believe that it is? Is it kind of like a dolphin caught in fishing lines? To infinity and beyond!
Mr. Frenzy @ Frenzied Finances writes Go Green to Save Green: Tips for a New Lifestyle – Going green can often bring dollar signs to the average American’s eyes. Read here for tips and advice on going green, and learn how it can save you money!
Cindy @ MidLife Finance writes Flying Solo – Go when you want, and do what you please while you’re there. No arguing with someone else about food or pillows; if you’re in the mood for Mexican or an extra soft-top, you’ve got it.
Kyle @ The Penny Hoarder writes 5 Quirky Businesses Posting Growth in Difficult Climate For Retailers – Given how difficult it has been for many companies to get ahead, bosses and marketing teams have had to ensure that they come up with killer ideas in order to try and expand.
SavingMentor @ How To Save Money writes You Need A Quality Back Yard Mechanic – In breaking news: Cars Are Expensive! I bet you’re shocked, right? I think anyone who has owned a car for a few years knows that most vehicles are just a huge money pit that never stop sucking your wallet dry yet they are a necessity for most of us Canadians in this monster of a country we live in.
Hank @ Money Q&A writes How To Save Money On Your Mobile Phone Bill – Mobile phone bills can be a burden on anyone trying to live on a tight budget. But, you can save money on your mobile phone bill with these great tips.
CAPI @ Creating a Passive Income writes All or Nothing: Gambling and Finances – For the casino lovers and financial activists alike, here is how you can manage both worlds without possibly ruining your future for the long haul.
Maria @ The Money Principle writes Smart driving can be cheap – Smart have introduced another car in their range that specially targets the 21 year olds. Driving with Smart can be cheap, stylish and trendy.
Super Saver @ My Wealth Builder writes Still Planning for the Worst – Despite the market turnaround of the last two weeks, I still am pessimistically cautious about investing more funds
Robert @ The College Investor writes Free Charts for Investing – Many professional investors use expensive charting software and subscriptions to build stock charts, but most traders don’t need those. Instead, there are a lot of free charts for investing that you can find online. Here are some of the best free investing charts:
Charles @ Getting A Rich Life writes Negative Net Worth Means You’re Paying To Work – Most people will work 2000+ hours a year. If you have a negative net worth that means that you weren’t able to keep anything from your labor. This post will help you get into the right mindest to get out of debt and build your wealth.
RISK MANAGEMENT AND INSURANCE
Don @ Money Reasons writes Why Are Auto Insurance Rates Different In Some States? – You even wonder why auto insurance rates differ in some state dramatically than in others? Read more to find out why, and please comment on what you think!
REAL ESTATE AND PROPERTY
Lauren @ L Bee and the Money Tree writes My House Is Making Me Loose – Remember that post I wrote about a leaky bucket? You know the phenomena when you have all these unexpected expenses and it just seems like all of your money is flying out of your wallet? Well, renovating a home and planning a wedding at the same time is like the leaky bucket phenomena on speed.
Rich @ Growing Money Smart writes Renting A Room vs Buying A House In College – The Renting a room vs buying a house debate continues and for some it works and others it doesn’t. It wasn’t an option for me, and here’s why…
RETIREMENT AND TAXATION
krantcents @ KrantCents writes Financially Preparing for Future Goals – Life is expensive and meeting various financial demands often calls for early preparation. Maybe you’re planning an upcoming vacation. Or perhaps you want to save for your kid’s college education or plan your retirement. Regardless of your life goals, here are tips to prepare your finances.
That’s it for the carnival. I hope you, like I, learned something from these great posts. Don’t forget that if your post was listed, you must link back to the carnival within a couple of weeks.