I have been interested in personal finance and investing since my days in college. Back then you had to have a personal broker to buy and sell stocks or mutual funds. There were no online brokers. You had to call them up or visit their office to make trades. I owned two mutual funds in the early 1980’s that I left alone for four years. I earned a total of 50%, or nearly 15% compounded annually on those funds. My desire to learn about investing grew after I began to accumulate wealth in the SEP IRA plan at my company. A while ago, some people asked me to post my thoughts on investing, retirement, saving, and being frugal. This blog is a result of that request.

My interest in personal finance is now driven by my love for my family. I naturally want to provide for our future to the best of my ability.