It’s Been Quite a Year
I started Save and Conquer a little over a year ago. The first post was Are we headed into recession? depression?
As we now know, we were already in a recession. Hopefully we will not get to the depression.
During the past year I have written about investing, frugal living, work, and the various categories you see in the list to the right. I have written 312 posts on personal finance and frugality. (OK, I had help as several posts were written by my wife and other guest bloggers. Thanks very much for those.)
Mostly, my posts have all boiled down to
- spend less money than you earn
- have an emergency fund
- maximize tax-sheltered savings
- use credit cards only if you pay off the balance each month
- mortgage payments should be less than a third of your take home pay
- watch the macro-economy for investment position hints
- diversify your investments
- pay your bills on time
- give to those less fortunate than you
- try to have fun
That’s pretty much it. Personal finance is not rocket science. You don’t need a degree in economics. Sure, there are lots of specific ways to save, and various financial pitfalls to watch out for. You can get what you need, however, by reading.
You can get good advice at sites like the Boglehead’s Wiki, How Stuff Works, Investopedia, AAII, AARP, Personal Finance News, pfblogs.org, Personal Finance Buzz, Frugal Hacks, Money Hackers Network, Festival of Frugality, and the Carnival of Personal Finance.
These sites, as well as linked sites within these sites, are continually being updated with content that are more than any one person could ever read.
With that, I am signing off. It has been an interesting year, but I am growing tired of writing about personal finance. It has become repetitive to me and probably to you. If you stumble on this blog, go back and read some of the early stuff. Those are the posts I am most proud of.
I plan to spend more time working on things that help keep the lights on. Plus, I want to work at updating our family blog.
Thank you very much for visiting. I hope it has been enjoyable, and that perhaps you picked up some useful tips along the way.
As Douglas Adams put it, “So long, and thanks for all the fish.”










