Welcome to the Ebb and Flow Edition of the Money Hacks Carnival.
Personal finance ebbs and flows throughout our lives. Sometimes we make sound decisions and benefit. Our money flows and works for us. Other times we may hit a rough patch. We can lose our job or make a bad decision. Our money then ebbs and we have to regroup.
The Editor’s Picks touch our minds and our emotions
Oh My Aching Debts gives us 8 Ways That I Can Save Money On A Limited Budget. This is a great post. The 8th “way” in the list is one of the most powerful ways to save.
Many of us eat out and know we are spending more than we should to do so. Madison at My Dollar Plan helps us out with 10 Ways to Eat Out For Less. This is an Editor’s Pick because eating out seems to be a constant theme in budget-busting over spending. These ten tips can save us all lots of money.
The Personal Financier discusses How to Save by Making Credit Card Payments More Real and Tangible: 5 Practical Tips. I chose this post as an Editor’s Pick because of the emphasis that when you use a credit card, you are spending “real” money. Constantly reminding yourself of that fact will help you spend less.
Harvesting Dollars is writing a six-part series on determining a retirement savings goal. Part one is Terrible Ways To Figure Out Your Number. This is an Editor’s Pick, not so much for the first part, but for the entire six-part series. We need to go through the steps in the series to have an accurate accounting of how much we should be saving for retirement.
We are calm when money flows into Savings
My Daily Dollars tells us how she cooks quickly and saves cooking at home in 5 Frugal Foodie Tips.
Free From Broke tells us about a Maxwell Smart moment he had in Missed It By That Much – You Gotta Pay Attention.
The Q Family Adventure shows us a free family activity in Handyman in a making…
Budgets Are Sexy shows that it is now cheaper to get your caffeine fix at Starbucks just got sexier!
Credit Cave says that with the price of gas skyrocketing, here are 10 Easy Ways To Save Money On Gas.
Erica Douglass says, “You probably already know that using eBay and craigslist can save you thousands. But how do you get the most mileage out of these sites?” And then shows us how in “Secret” eBay and Craigslist Hacks That Will Save You Thousands of Dollars Online.
Investing Lessons asks Will Green Save The World?
The Money Kings give us Three EZ Ways To Combat Higher Food Costs.
I’ve Paid For This Twice Already shares her wedding story in Cut Your Wedding Costs With A Few Simple Tips.
Antishay Ventenne recently celebrated finally being out of debt. She received a few questions. She answers a couple of those in Saving Like Crazy, Investing Advice, and Life After Debt
Single Guy Money gives us a few money saving Reasons to Join A Credit Union.
Living the Cheap Life tells us Why I’ve stopped paying bills by mail.
Be This Way has a somewhat humorous and a bit surprising account of avoiding bank fees in Bank Fee Phobia.
Dreaming of Ferraris tells how even though she does not have a problem with over spending, she will be hopefully saving more money by Attempting a Cash Diet.
FIRE Finance Saves Money On Trash Can Liners by using shopping bags.
Dough Roller tells us how retailers are clamoring for our cash in Tax Rebate Deals–Supersize Your Economic Stimulus Payment.
My Investing Blog says that if you’re going to spend your tax rebate you might as well “Automagically” Change Your $2,100 Tax Stimulus Check Into $2,310 In Seconds!.
Mrs. Nespy’s World asks What’s the Deal with CFLs? in a post that points out a few problems with CFLs.
Think You Way to Wealth gives us Two Online Tools to Help You Find Cheaper Gas Near Home or While Travelling
Michael Emilio tells us the “money is in the details” for commercial real estate leases in How To Pay Less Charges in Your Lease
We get a bit frantic when we have too much Debt & Credit
Money Blue Book has a detailed post on using 0% interest offers from the credit card companies to your advantage in All About Balance Transfers and How They Work.
The Sexy Secretary admonishes us to save and have realistic expectations in Are You Ready to Buy a House?.
Ken Clark, CFP talks about Repaying Student Loans: An Overview of Student Loan Repayment Plans.
Master Your Card gives us a long list of additional credit card rip-offs in 20 Common Credit Card Fees to Watch Out For!
Large Income flow is always good
Millionaire Money Habits discusses the way we should think about our career from the viewpoint of being a money-making enterprise in Being in the Business of Me.
Me, My Kid and Life wonders of she can Make Money Online.
Fritz – The Tech Dog gives some good budgeting tips in Tips to Create Your Spending Plan.
Investing in a volatile market can be scary
The Fund investor lists some good reasons to use mutual funds in Why Invest In Mutual Funds?.
The Dividend Guy tells us of the availability of The Vanguard Principles – An Excellent Investor’s Resource, and reiterates the importance of following Vanguard’s low-cost principles.
Joe Manausa gives us a way to reduce college expenses using real estate in The No Brainer Investment.
Debt Free goes through some investing basics in Lessons About Investing – Beginning Investing Mistakes to Avoid.
Trader’s Narrative analyzes a good market metric for medium-trend observation in How The Stock Market Resembles A Dog On A Leash
KCLau tells us that if we have an existing life insurance policy, Don’t be stupid! Keep paying.
The Economy can go many ways
The Skilled Investor points out that The Financial Services Industry is Still the Largest S&P 500 Sector – Even after the Collapse of its Stock Values.
Wenchypoo points out how we are not being told the whole inflation story in Three Little Words Limit Severe Consequences.
Writer’s Coin tells us how the economy isn’t great, but some people still find the money to buy a season ticket in Going to the Game is Expensive.
Your Career is what you put into it
Grad Girl at This Writer’s Wallet wonders why rude people seem to get ahead in The Way to Wealth: Rudeness?
Know the Ledge tells of regret because he did not Go For What You Love Early In Your Career.
Heather Johnson tells us how we can join the ranks of the happy working elite in 5 Tips for Landing Your Dream Job.
Campus Grotto goes over the various methods most people use when Paying for College.
Other thoughts can help us realize our dreams
Can I Get Rich on a Salary asks Do I Really Need Long Term Care Insurance In My 30s?. Probably not.
Finance Gets Personal talks about using Angie’s List to get reviews of local companies, contractors and even doctors.
Greener Pastures lists Dr. Kathleen Gurney’s nine money personalities in The Psychology of Money: Which Money Personality Do You Identify With?
The Digerati Life finishes this carnival with a good post titled, Don’t Get Scammed! Reduce The Risk of Identity Theft, where she discusses the ways thieves obtain your identity records and what you can do to protect yourself.
It has been my pleasure to host this edition of the Money Hacks Carnival. I’ve read many well-written PF web sites, some of which are new to me. I hope you enjoy these posts as much as I have.