Listed in Carnival of Personal Finance and Festival of Frugality

Two of our articles were listed this past week while we were gone

We have just returned from a week-long vacation in Yosemite National Park so I am a bit out of touch. I will soon write about some of the ways we managed to save money during our stay in Yosemite Valley where DNC Parks & Resorts at Yosemite, Inc., has you at their mercy.

In the mean time, I hope you can check out the Carnival and Festival. I have been perusing both.

I very much liked the The Freeloader’s Toolbelt: 50 Tools to Help You Get Anything Free Online. I already knew about quite a few of the freebie web sites on this list, like Project Gutenberg books, open source software from many places, and the free education sites at MIT, Stanford, and UC Berkeley, but this list links to many sites that are new to me. It will take quite a while to check them all out.

The Carnival has lots of posts that are germane to the current market. There is How to Survive the Coming Recession, in which Jonathan reiterates the importance of an emergency fund, investment diversification, and ways to protect your job. Dorian Wales at the Personal Financier has a post on How to Avoid Crippling Your Retirement Funds, which also talks about the importance of diversification and risk tolerance.

The Festival has Tips on Saving Money which gives 4 great ways to go through your budget and clean out excess expenses. Tip #3 helps me save money each year. There are also gems like, 32 Reasons to Be Frugal Besides Saving Money, where Jennifer has a great list that covers the spectrum from “It simplifies your record keeping” to “It’s better for the environment” to “It improves your sex life;” and 30 Ways To Stretch and Maximize Your Dollar, where RC gives some excellent ways to save money on home, car, work, shopping, and entertainment expenses along with creating cash or additional income.

Both the Carnival and Festival have kept me reading for hours. And I have barely scratched the surface. Please check them out.

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